I Want to Invest in Real Estate
Purchasing for Profit
Whether you’re looking for immediate cash flow or a long-term return, real estate can be a great investment opportunity for some people. The popularity of house flipping shows and vacation rentals have opened real estate investing to a new generation. Whether it’s your first investment property or your fiftieth, we’re here to help you find the right financing so you can profit (more).
What’s Different About Investor Loans?
Investment loans are used to purchase second homes and investment properties. Qualification requirements for investment loans are typically stricter than a primary home loan.
- Cannot use an FHA or VA loan
- Requires a minimum 620 credit score
- Typically requires a larger down payment
Some of OakStar’s most satisfied customers are investors, so we’re confident our team can help you find the right loan for your next investment.
Calculating Your Potential Rental ROI
Estimate your annual rental income
The estimated monthly rent x 12 months
Calculate your net operating income
Your annual rental estimate – your annual operating expenses
Find your Return on Investment
Divide your net operating income by your total mortgage
Popular Investor Loan Products
Conventional Mortgage
Steady interest rates and predictable payments make this loan product a mainstay among investors.
Adjustable Rate Mortgage
Many investors are looking to capitalize on favorable interest rates and are comfortable refinancing later on if needed.
DSCR Loan
Qualifications are based on rental property cash flow rather than personal income and credit which is ideal for property investors.
Take The First Step Toward Your Future