Speaking to a licensed loan officer is a best way to find out how much home you can afford, but you can enter your information below to get a quick estimate.

A conventional fixed-rate mortgage is the most common type of mortgage loan in the United States. While conventional loans do offer down payment options as low as 5%, to maximize the benefit of your conventional mortgage, in order to avoid additional mortgage insurance you will want to put 20% down. 

FHA mortgages are popular with first time buyers because they offer down payment options as low as 3.5% and have less stringent credit requirements. FHA loans include a monthly mortgage insurance premium. 

A VA home loan is a benefit provided to military service members. VA loans require no money down at closing and do not require mortage insurance. The VA charges an upfront VA funding fee paid directly to the VA. 

Enter the details of your current home loan along with details of a new loan to estimate your savings and see if refinancing is right for you!